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Terms and Conditions

These Terms and Conditions constitute a binding agreement ("Agreement") between you and Community Housing Capital (CHC). By accessing, browsing and/or using this website ("Site") you acknowledge that you have read, understood, and agree to be bound by these terms and to comply with all applicable laws and regulations. If you do not agree to these terms, do not use this Site. This Site may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Information on this Site may contain technical inaccuracies or typographical errors. Please read this Agreement carefully and be aware that CHC may, in its sole discretion and without notice, revise these terms at any time by updating this posting. It is your responsibility to regularly review this Agreement and to acquaint yourself with any changes. Usage of this Site constitutes an irrevocable waiver of any claim that you did not read, understand, or agree to the terms of this Agreement.

Copyright in Materials

The copyright in all materials provided or posted on this Site is held by CHC or by the original creator of the material. Except as stated herein, none of the materials may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording or otherwise, without the prior written permission of CHC or the copyright owner. Permission is granted to download one copy of the materials on this Site on a single computer for your personal or internal business use only, provided that you do not modify the materials and that you retain all copyright and other proprietary notices contained in the materials. This permission terminates immediately if you breach this Agreement. You may not "mirror" any material contained on this Site without CHC's express written permission. Any unauthorized use of the materials contained on this Site may violate copyright laws, trademark laws, the laws of privacy and publicity and/or communications regulations and statutes. All content and functionality on this Site, including text, graphics, logos, icons, and images and the selection and arrangement thereof, are the exclusive property of CHC or its licensors and is protected by U.S. and international copyright laws. All rights not expressly granted are reserved. Your use of this Site is conditioned upon your honoring these copyrights and other intellectual property rights reflected on the Site.

© 2017 Community Housing Capital, Inc.
402 E. Howard Avenue
Decatur, GA 30030
All rights reserved

Passwords

Access to some or all of the Site may be password-restricted. The information supplied by you in connection with your registration is subject to CHC's Privacy Policy. You shall not share your password with anyone and shall take reasonable care to protect your password from unauthorized use and disclosure. You must promptly report to CHC any known, suspected, or anticipated unauthorized use of your password.

Trademarks

Unless otherwise stated, the trademarks, service marks and logos (the "Trademarks") used and displayed on this Site are registered and unregistered Trademarks of CHC. Other trademarks, service marks and trade names may be owned by others. Nothing on this Site should be construed as granting, by implication, estoppel or otherwise, any license or right to use any Trademark or any other CHC intellectual property displayed on this Site. CHC aggressively enforces its intellectual property rights to the fullest extent of the law. The name Community Housing Capital, CHC, or any other Trademarks may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this Site, without prior written permission from CHC. CHC also prohibits use of its name or any other Trademark as part of a link to or from any site unless establishment of such a link is approved in advance by CHC in writing.

Disclaimer of Warranties

The site and all materials thereon are distributed on an "as is" basis without warranties of any kind. To the fullest extent permissible under applicable law, CHC disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. More specifically, but without limitation, CHC does not warrant that: (1) the information on this site is correct, accurate or reliable; (2) the functions contained on this site will be uninterrupted or error-free; (3) defects will be corrected; or (4) this site or the server by which you gain access is free of viruses or other harmful components. You hereby acknowledge that use of the site is at your sole risk. If you are a California resident, you hereby waive California civil code section 1542 which provides: "a general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor."

Limitation of Liability

Under no circumstances shall CHC or any of its predecessors, successors, parents, subsidiaries, affiliates, officers, directors, partners, employees, agents or representatives be liable for any damages, including direct, incidental, punitive, special, consequential or exemplary damages that directly or indirectly result from the use of, or the inability to use, this site or the information contained on this site or obtained from your use of this site, even if CHC has been advised of the possibility of such damages. In no event shall CHC's or any of its predecessors', successors', parents', subsidiaries', affiliates', officers', directors', partners', investors', employees', agents' or representatives' total liability to you for all damages, losses, and causes of action whether in contract, tort (including, but not limited to, negligence) or otherwise exceed $1. Some jurisdictions may not allow the exclusion of implied warranties, in which case some of the above exclusions may not apply to all users.

Indemnification

You hereby undertake to indemnify, defend, and hold harmless CHC and all of its predecessors, successors, parents, subsidiaries, affiliates, officers, directors, partners, employees, agents, and representatives (collectively, the "Indemnified Parties") from and against any and all liability and costs, including, without limitation, reasonable attorneys' fees, incurred by the Indemnified Parties in connection with any claim arising out of or relating to any breach by you of this Agreement or the representations, warranties, and covenants you have made by agreeing to the terms of this Agreement. You shall cooperate as fully as reasonably required in the defense of any such claim. CHC reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you.

Enforcement of Terms and Conditions

This Agreement is governed and interpreted pursuant to the laws of the state of Georgia, notwithstanding any principles of conflicts of law. You expressly agree that exclusive jurisdiction resides in the courts located within the state of Georgia. You further agree and expressly consent to the exercise of personal jurisdiction and to venue in the state of Georgia in connection with any dispute or claim involving CHC and to the waiver of any right to a jury trial in connection therewith. If any part of these terms is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of the remaining provisions.

Infringement Notices and Take Down

If you believe that any material contained on this Site infringes your copyright, you should notify CHC of your copyright infringement claim in accordance with the following procedure. CHC will process notices of alleged infringement which it receives and will take appropriate action as required by the Digital Millennium Copyright Act (DMCA). The DMCA requires that notifications of claimed copyright infringement should be sent to this Site's Designated Agent, who is:

David Landis
Senior Vice President and Chief Operating Officer
Community Housing Capital
402 E. Howard Avenue
Decatur, GA 30030

To be effective, the notification must be in writing and contain the following information (DMCA, 17 U.S.C. §512(c)(3)):

1. Physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

2. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online Site are covered by a single notification, a representative list of such works at that site;

3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material;

4. Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted;

5. A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;

6. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Entire Agreement

This Agreement constitutes the entire agreement between you and CHC with respect to the subject matter of this Agreement and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding that subject matter. Any waiver of any provision of this Agreement will be effective only if in writing and signed by CHC.

June 1, 2017